Have you heard that the boundary lines have changed and almost all of White Hall can now be considered for a USDA Rural Funding loan?

This is great news for those wanting to live in that community but don't have the money for the down payment.

There are some restrictions but we can help you find out if you qualify.  Call us at  870.534.2776 or stop by the office to see us and one of our agents will be glad to walk you through the process!

What is Rural Funding?

See what Jennifer, one of our Preferred Lenders, has to say..........   

Rural Housing

Rural Housing Development

A rural housing loan, also known as a USDA loan, is backed by the U.S. Department of Agriculture and is designed to encourage homeownership in America’s more rural and remote locations. They’re ideal for low- and middle-income earners who may have difficulty obtaining other forms of financing.

Rural housing loans can only be used for owner-occupied, primary residences, so they cannot be used on rental or commercial properties. You’ll also need to buy a home in an eligible location and meet certain debt-to-income and employment requirements.

USDA loans are designed for buyers with low to moderate income. They’re also ideal if you:

  • Are willing to live outside a major metropolitan area
  • Need low up-front costs at closing
  • Are having a hard time securing funding through other means

* Loan programs are subject to credit and property approval. Other guidelines may apply.